Have a legal expert negotiate for you.
Coastal Home Rescue will work with you throughout the process. Our Attorney based service will call you within 24 to 48 hours after they receive and review your signed modification package and payment. They will make sure you understand every step of the process and thoroughly explain the situation.

 

We can assist you to save or sell your home, whether by getting a loan modification or a short-refinance. If you want to sell your home, but your loan balance is higher than your home’s value, we can assist you in a short-sale. To find out more about all of these strategies, please contact us. The following is some basic information on various types of workout solutions we can help you with.



A Loan Modification is a permanent change in one or more of the terms of a loan, that allows the loan to be reinstated, and results in a payment that the home-owner can afford.

 

A short Refinance is when your current mortgage servicer agrees to accept less than the total amount you owe, as a complete payoff of the loan. Typically we help clients obtain a Hard Money loan to accomplish this, which can then be refinanced in 2-3 years, once your credit has improved.

 

A short sale is when a bank or mortgage lender agrees to discount a loan balance due to a home-owner’s economic hardship. The home-owner sells the property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender in full satisfaction of the debt. To get started just click here.

"At first I was a little skeptical, but Coastal Home Rescue spoke to me in language I could understand. They were very honest and straight forward on what their services were about. They were able to do exactly what they said they could. Thank you guys, you are awesome!"

 

-Dana Ackerman, Oceanside